Dealing with subprime loans, business and finance homework help
Description
Having Trouble Meeting Your Deadline?
Get your assignment on Dealing with subprime loans, business and finance homework help completed on time. avoid delay and – ORDER NOW
http://www.csun.edu/sites/default/files/royal-bank… (THIS IS THE CASE)
Main Question: Finally,
Mary is concerned over the potential ethical dilemma of lending substantial
amounts of funds to customers who have demonstrated an inability to manage
their finances, or to not lend to them and deny an opportunity to move forward
on home ownership. Is it ethical or not
to extend loans in the subprime market?
I want help on the “Tucker Rule”: Explain how each one can be answered. There is no right or wrong answer, it is ethics and a very grey area.
- Profitability
- Legality
- Fairness
- Impact on rights of stakeholders
- Impact on environment
Some of the notes I have gathered, but maybe reading the case will be helpful.
- Facts: Subprime loans are used for people with lower credit scores. Granting subprime loans is generous and allows homeowners who cannot afford to pay off a regular loan have one, however it is a risk because banks may not be able to make a return on their investment.
- Issues: Does the good in giving these loans for homeownership positively outweigh the financial and economic risk.
- Stakeholders: Banks, Homeowners/People looking to own one, the economy and system as a whole (needs to be more descriptive)
- 4.Possible Solutions:
- -don’t give subprime loans
- -keep giving subprime loans
- -create a certain discretion to giving subprime loans. So maybe to a certain point so it is balance
Our website has a team of professional writers who can help you write any of your homework. They will write your papers from scratch. We also have a team of editors just to make sure all papers are of HIGH QUALITY & PLAGIARISM FREE. To make an Order you only need to click Order Now and we will direct you to our Order Page at Litessays. Then fill Our Order Form with all your assignment instructions. Select your deadline and pay for your paper. You will get it few hours before your set deadline.
Fill in all the assignment paper details that are required in the order form with the standard information being the page count, deadline, academic level and type of paper. It is advisable to have this information at hand so that you can quickly fill in the necessary information needed in the form for the essay writer to be immediately assigned to your writing project. Make payment for the custom essay order to enable us to assign a suitable writer to your order. Payments are made through Paypal on a secured billing page. Finally, sit back and relax.